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Private Health Insurance

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Seguro médico privado

Who needs it

Non-EU arrivals (digital nomads, No Lucrativa) must have private health insurance for the entire duration of stay.

When needed

Before submitting the visa/permit application.

Where to get it

Private insurance companies (Sanitas, Adeslas, Cigna, etc.).

Timeline

Immediately online.

Faster with Key4Spain

Cita previa

No.

What to bring

  • •NIE (if already exists)
  • •Passport

Common mistakes

  • âš Insurance with a co-payment is not acceptable for some types of visas
  • âš Short-term travel insurance is not acceptable

What to say at the counter

I need private health insurance with no extra charge for the residence visa. (Necesito un seguro médico privado sin copago para el visado de residencia.)

Official source
Key4Spain service

Handling this via Key4Spain ensures 0% margin for error.