BackOfficial source
Certificado de la comunidad de propietarios - debt-free certificate from the building community
Online verifiedCertificado de la comunidad de propietarios
Who needs it
Buyers of a flat or unit in a building with a comunidad de propietarios. The certificate confirms that the seller has no outstanding debts to the comunidad.
When needed
Before the escritura. The notary commonly requests this certificate at signing.
Where to get it
The president of the comunidad or the building administrator (administrador de fincas).
Cita previa
No.
What to bring
- •Property reference (referencia catastral or full address)
- •Buyer NIE
Common mistakes
- âš Buying without the certificate; outstanding comunidad debts pass to the new owner.
- âš Accepting a verbal assurance instead of the written certificate.
- âš Not asking about pending derramas (special assessments) approved by the comunidad.
What to say at the counter
Could you provide the comunidad certificate confirming the unit is up to date on payments? (¿Puede facilitarme el certificado de la comunidad que acredita que está al corriente de pagos?)
Key4Spain service
Handling this via Key4Spain ensures 0% margin for error.